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Insurance Bills Are More Costly!

I understand the average car insurance premium has jumped 16% since 2011.  And the price must be greater if you have teenage drivers.  The car insurance industry says that people distracted by their cell phone is part of the problem!  That is an accident waiting to happen!

We had an increase of 14% in highway deaths last year which represents the sharpest increase in 53 years!  That translates to 40,000 people dying on the road last year.

The highways and even roads in the Denver metro area are overflowing.  And yet we dare to drive.  There are so many items that vie for our attention while we are driving.  We have signs, traffic lights, billboards, honking horns, people looking for an address, people going the wrong way, children needing attention, pedestrians crossing the street, stopped cars, people driving too fast, people driving too slow, ducks crossing the street and on and on.  And that doesn’t even consider weather issues like snow, ice, sleet, sand, and wind.  I’ve even known people who had an accident from sneezing and losing control of the car.  Cars are dangerous items and I know I don’t need one more distraction.  I don’t need to be talking on the phone or answering the phone.

For those who are still alive after their car accidents, they can have life altering injuries.  And for injuries that are not life altering, I remember reading an article that said 20 years after a whiplash, there is a good chance of having a recurrent problem from the original whiplash injury.

Are we really in that big of a hurry that our phone is necessary while driving?  Sometimes we simply need a reminder.  Better the reminder come from me than from an accident.  I admit it.  I have used mine, but after writing this, I think my phone will stay in my purse!  If I need to use it, I will pull over.  What about you?